Employer makes a 25% match of 401k contributions



Just started a new job and my employer matches 25% of my 401k contributions with no limit. I've gone through and read other posts, and the consensus is that I should take advantage of this money. My question is, how much should I be contributing?

All of the information I have seen on this topic typically pertains to plans where employers match 100% up to X% of someone's salary and generally the advice is to contribute X% into that 401k to get the most free money. Hypothetically, I could max out my 401k each year and my employer would contribute 25%.

With my salary, I won't be able to max out my 401k, but I could contribute ~15% of my pre-tax income to retirement. Should I be putting all of this into the 401k, or should I put some into a Roth IRA as well?

submitted by /u/UsedPollution5874
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